Smartmoney

Six things everyone needs to know about travel insurance

Like every other insurance policies, travel insurance policy comes with a whole lot of jargons, exclusions, terms and conditions which make calculus seem easy to understand. We bring you six things to keep in mind, while buying travel insurance.

Three tricks you can use to diversify your portfolio

Diversification helps in managing the risk, since the value of your assets can change every now and then.

Joint loans: Here's how it affects your credit score

Want a loan? 7 things you should know about salary overdraft

This loan is is a revolving line of credit based on your salary with the bank account. To know more read on.

Mutual Funds: Which is better higher or lower NAV?

Ideally, most would say the one with the lower NAV would work better. After all the lower the NAV, the larger the number of units you get, isn't it?

Why you should think twice before guaranteeing a loan

While it is okay to guarantee a loan of a trusted relative or friend, it is important to understand the implications of the responsibility you are taking on as a guarantor. Here is what you must know.

Tax-free bonds are going cheap: should you buy them?

For retail investors, this could be a good opportunity to buy directly from the market giving these higher YTMs

Is a written financial plan the magic trick your money needs?

Adopting Financial Planning approach towards the management of finances may help the individual in attaining the financial goals.

You better buy medical insurance for your parents. Here's why

Data show that when a company provides a group cover where an employee's parents are covered, most claim made were to treat parents and not the employee himself.

It's not the cheapest: What BoB's differential home loan rate means