Anand Sinha

Manage your credit well to curb NPAs: RBI to banks

The RBI deputy governor said there are more downside risks on the macroeconomic front as the growth has slowed down partly because of the world situation.<br /><br /> <br /><br />

Banks have enough capital to sustain pressure from NPA: RBI

Reserve Bank Deputy Governor Anand Sinha today said banks' asset quality has deteriorated in recent times due to the gloomy economic conditions but noted that there is enough capital with the lenders to take care of the situation

RBI may set up fixed rate loan committee

The Reserve Bank of India (RBI) is planning to set up a committee to look into the issue of facilitating the development of fixed rate loan products in the banking system, RBI Deputy Governor, Anand Sinha said.

Basel-III could pressurise banks' earning: Sinha

Basel-III norms, proposed to be implemented from the beginning of 2013 till 2017, require the equity capital of a bank to be not less than 5.5 percent of risk-weighted loans.

No systemic risks from rising NPAs, says Anand Sinha

Reserve Bank deputy governor Anand Sinha today said though bad loans are rising in the system, the central bank does not see it a systemic risk as yet.